The novelist Thomas Pynchon has written: "If they can get you asking the wrong questions, they don't have to worry about the answers." Great line. (And we know who they are.)
Here's my question: why do we need credit cards? They are only about 40 years old as a major component in our economy. We lived 193 years in the USA without them. So, why do we need them? Think about it!
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